Fair Isaac Corporation
Capital Structure
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.Company Description
- CEO
- William J. Lansing
- Full Time Employees
- 3,811
- Sector
- Commercial services
- Industry
- Financial publishing/Services
- Address
- 5 West Mendenhall Bozeman MT United States 59715
- IPO Date
- Jul 22, 1987
- CIK
- 0000814547
- Website
- fico.com
- Similar Companies
- Business
- Fair Isaac Corporation (NYSE: FICO), founded in 1956 and headquartered in Bozeman, Montana, develops and provides analytics software, predictive modeling, and decision management solutions that enable organizations to automate, enhance, and connect high-volume decisions across the customer lifecycle; its core offerings include the FICO Score, the standard measure of consumer credit risk used by 90% of top U.S. lenders and available in over 40 countries, along with FICO Score variants such as Score 10T, which demonstrates superior predictability over competitors including VantageScore 4.0, and the next-generation cash flow-based UltraFICO Score; additional products and services encompass the FICO Platform for decision orchestration, real-time fraud detection and prevention protecting over 4 billion payment accounts worldwide, customer communication services, origination management tools, customer lifecycle analytics for industries including financial services, insurance, telecommunications, health care, retail, and automotive; software solutions for risk management, compliance, and optimization; and consulting services leveraging big data, AI, machine learning, and predictive algorithms. The company operates through Scores and Software segments, serving Fortune 500 clients and maintaining a global presence with offices in the Americas, Europe, the Middle East, Africa, Asia Pacific, including locations in the U.S. (San Jose, California; Roseville, Minnesota; others), Australia, Brazil, Canada, China, Germany, India, Italy, Japan, South Korea, and the United Kingdom. Recent developments include the November 2025 launch of the FICO Mortgage Direct License Program, enabling direct delivery of FICO Scores to mortgage lenders via partners and bypassing traditional credit bureaus to streamline access, reduce costs by up to 50%, and modernize the $12 trillion U.S. mortgage infrastructure; a multi-year partnership with Xactus finalized in November 2025 as the first tri-merge provider for this program; strategic alliances announced in November 2025 with Plaid for the next-generation UltraFICO Score incorporating real-time cash flow data via Plaid Check to expand credit access; and with GFT Technologies for AI-driven risk management, fraud solutions, and digital onboarding using GFT's Wynxx generative AI integrated with FICO tools, targeting banks and insurers globally with early deployments in Asia and Latin America; alongside recognition as a leader in The Forrester Wave for AI Decisioning Platforms Q2 2025 and fiscal 2025 revenue of $1.99 billion reflecting 16-25% growth in Scores and strong profitability.
Company News
Fair Isaac Corporation (FICO) Q4 2026 Earnings Call Transcript
Fair Isaac (FICO) Surpasses Q4 Earnings and Revenue Estimates
FICO Declines to Share Guidance Amid Price Structure Change
FICO Announces Earnings of $8.12 per Share for Fourth Quarter Fiscal 2026
DHI Mortgage, LoanDepot, Paramount Residential Mortgage Group and CMG Financial Join Growing Roster of FICO® Preferred Program Lenders
Guild Mortgage, New American Funding and PennyMac Financial Services Join Growing Roster of FICO® Preferred Program Lenders
Fair Isaac to Report Q4 Earnings: What's in Store for the Stock?
Fairway Home Mortgage, Movement Mortgage, Rate Join FICO® Preferred Program
Fair Isaac (FICO) Reports Next Week: Wall Street Expects Earnings Growth
Arvest Bank Upgrades to FICO® Auto Score 10 to Enhance Auto Lending Precision
Monday's First Moves: VZ Earnings, ROST Upgrade, FICO Downgrade
FICO Missed Its Chance to Raise Prices, and the Stock Plunges
FICO Holds $10 Pricing for Mortgage Lenders Amid New Competition
FICO Holds Mortgage Score Pricing at $10 for Lenders Enrolled in Preferred Program
August Breaks UK Credit Card Record as Balances Soar
August Breaks UK Credit Card Record as Balances Soar
Independent Industry Experts Named to Judge 2027 FICO Decision Awards
Breakfast News: The Quarter in Charts
Why Is Fair Isaac Corporation (NYSE: FICO) Stock Down 60% This Year?
Fair Isaac Corporation (FICO) Securities Investigation Notice - Levi & Korsinsky